/* KredBaba — hand-built design system. No framework, no JS. */
:root {
  --ink: #17202b;
  --ink-2: #4a5568;
  --ink-3: #718096;
  --bg: #ffffff;
  --bg-warm: #f7f8fa;
  --line: #e2e8f0;
  --brand: #0d5c46;      /* deep green — trust, money, calm */
  --brand-2: #0a4939;
  --accent: #f59e0b;     /* amber for CTA */
  --accent-2: #d97706;
  --ok-bg: #ecfdf5; --ok-line: #a7f3d0;
  --warn-bg: #fffbeb; --warn-line: #fde68a;
  --danger-bg: #fef2f2; --danger-line: #fecaca;
  --radius: 10px;
  --font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Noto Sans", "Helvetica Neue", Arial, sans-serif;
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font); color: var(--ink); background: var(--bg); line-height: 1.6; font-size: 16px; }
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 20px; }
a { color: var(--brand); }
h1 { font-size: clamp(1.7rem, 4vw, 2.5rem); line-height: 1.15; letter-spacing: -0.02em; }
h2 { font-size: clamp(1.25rem, 3vw, 1.6rem); margin-top: 2.2rem; letter-spacing: -0.01em; }
h3 { font-size: 1.05rem; margin: 0 0 .4rem; }

/* header */
.hdr { border-bottom: 1px solid var(--line); background: var(--bg); position: sticky; top: 0; z-index: 50; }
.hdr-in { display: flex; align-items: center; gap: 22px; height: 60px; }
.logo { font-weight: 800; font-size: 1.3rem; text-decoration: none; color: var(--ink); letter-spacing: -0.02em; }
.logo span { color: var(--brand); }
.nav { display: flex; gap: 18px; flex: 1; overflow-x: auto; }
.nav a { text-decoration: none; color: var(--ink-2); font-weight: 500; font-size: .95rem; white-space: nowrap; }
.nav a:hover { color: var(--brand); }

/* buttons */
.btn { display: inline-block; padding: 10px 18px; border-radius: 8px; text-decoration: none; font-weight: 600; border: none; cursor: pointer; font-size: .95rem; font-family: var(--font); }
.btn-cta { background: var(--accent); color: #1c1204; }
.btn-cta:hover { background: var(--accent-2); }
.btn-lg { padding: 14px 26px; font-size: 1.05rem; }
.btn-ghost { background: transparent; color: var(--brand); border: 1.5px solid var(--brand); }
.btn-ghost:hover { background: var(--bg-warm); }

/* compliance strips */
.lsp-strip { background: var(--brand); color: #e6fff7; font-size: .82rem; padding: 7px 0; }
.lsp-strip strong { color: #fff; }
.demo-strip { background: #7c2d12; color: #ffedd5; font-size: .85rem; padding: 8px 0; font-weight: 600; }

/* hero */
.hero { background: linear-gradient(180deg, var(--bg-warm), var(--bg)); padding: 54px 0 40px; border-bottom: 1px solid var(--line); }
.hero h1 { margin: 0 0 14px; max-width: 750px; }
.hero h1 em { font-style: normal; color: var(--brand); }
.lede { font-size: 1.12rem; color: var(--ink-2); max-width: 680px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; margin: 22px 0 18px; }
.trust-row { display: flex; flex-wrap: wrap; gap: 8px 26px; padding: 0; margin: 10px 0 0; list-style: none; color: var(--ink-2); font-size: .9rem; }
.trust-row li::before { content: "✓ "; color: var(--brand); font-weight: 700; }

/* sections */
.sec { padding: 40px 0; }
.sec-alt { background: var(--bg-warm); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.steps { counter-reset: s; list-style: none; padding: 0; display: grid; gap: 12px; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); }
.steps li { background: var(--bg); border: 1px solid var(--line); border-radius: var(--radius); padding: 16px 16px 16px 52px; position: relative; }
.steps li::before { counter-increment: s; content: counter(s); position: absolute; left: 14px; top: 14px; width: 26px; height: 26px; border-radius: 50%; background: var(--brand); color: #fff; font-weight: 700; display: flex; align-items: center; justify-content: center; font-size: .85rem; }

/* cards & grids */
.grid { display: grid; gap: 14px; }
.grid-2 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.grid-3 { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.grid-4 { grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }
.card { display: block; background: var(--bg); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; text-decoration: none; color: var(--ink); transition: border-color .15s, box-shadow .15s; }
.card:hover { border-color: var(--brand); box-shadow: 0 2px 12px rgba(13, 92, 70, .08); }
.card p { margin: 0; color: var(--ink-3); font-size: .88rem; }
.card h3 { color: var(--brand); }
.card-sm { padding: 12px 14px; }
.chip-row { display: flex; flex-wrap: wrap; gap: 8px; margin: 12px 0; }
.chip { border: 1px solid var(--line); border-radius: 999px; padding: 6px 14px; text-decoration: none; color: var(--ink-2); font-size: .88rem; background: var(--bg); }
.chip:hover { border-color: var(--brand); color: var(--brand); }

/* tables */
.tbl-scroll { overflow-x: auto; margin: 14px 0; border: 1px solid var(--line); border-radius: var(--radius); }
table { border-collapse: collapse; width: 100%; font-size: .9rem; background: var(--bg); }
th, td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { background: var(--bg-warm); font-size: .8rem; text-transform: uppercase; letter-spacing: .04em; color: var(--ink-2); white-space: nowrap; }
tr:last-child td { border-bottom: none; }

/* panels */
.panel { border: 1px solid var(--line); border-radius: var(--radius); padding: 16px 18px; margin: 16px 0; background: var(--bg-warm); }
.panel.ok { background: var(--ok-bg); border-color: var(--ok-line); }
.panel.warn { background: var(--warn-bg); border-color: var(--warn-line); }
.panel.danger { background: var(--danger-bg); border-color: var(--danger-line); }
.panel h2 { margin-top: 0; font-size: 1.15rem; }
.cols-2 { display: grid; gap: 14px; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); margin: 18px 0; }

/* page scaffolding */
.page { padding: 28px 0 50px; }
.page-narrow { max-width: 760px; }
.crumbs { font-size: .82rem; color: var(--ink-3); margin-bottom: 6px; }
.crumbs a { color: var(--ink-3); }
.muted { color: var(--ink-3); font-size: .9rem; }
.hindi { color: var(--ink-3); font-size: .95rem; font-weight: 400; }
.mt { margin-top: 2rem; }
.tier-tag { display: inline-block; background: var(--bg-warm); border: 1px solid var(--line); border-radius: 6px; padding: 2px 10px; font-size: .8rem; color: var(--ink-2); }
.verify-note { background: var(--warn-bg); border: 1px solid var(--warn-line); border-radius: 8px; padding: 8px 12px; font-size: .85rem; }
.byline { color: var(--ink-3); font-size: .88rem; border-bottom: 1px solid var(--line); padding-bottom: 12px; }

/* prose */
.prose { max-width: 74ch; }
.prose table { font-size: .88rem; }
.prose h2 { margin-top: 1.8rem; }
.prose li { margin: 6px 0; }
.article h2 { border-bottom: 1px solid var(--line); padding-bottom: 6px; }
.prose blockquote { border-left: 3px solid var(--brand); margin: 1rem 0; padding: 4px 18px; background: var(--bg-warm); border-radius: 0 8px 8px 0; }

/* fact grid (lender pages) */
.fact-grid { display: grid; gap: 10px; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); margin: 16px 0; }
.fact-grid > div { border: 1px solid var(--line); border-radius: 8px; padding: 10px 14px; background: var(--bg-warm); }
.fact-grid span { display: block; font-size: .75rem; text-transform: uppercase; letter-spacing: .05em; color: var(--ink-3); }
.fact-grid strong { font-size: .95rem; word-break: break-word; }

/* listicle */
.app-card { display: flex; gap: 16px; border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; margin: 12px 0; background: var(--bg); }
.app-rank { font-size: 1.4rem; font-weight: 800; color: var(--brand); min-width: 36px; }
.app-body { flex: 1; }
.app-meta { display: flex; flex-wrap: wrap; gap: 6px 20px; font-size: .85rem; color: var(--ink-2); margin: 8px 0; }
.watch { color: #92400e; font-size: .88rem; background: var(--warn-bg); border-radius: 6px; padding: 6px 10px; }
.changelog { font-size: .88rem; color: var(--ink-2); }

/* FAQ */
.faq details { border: 1px solid var(--line); border-radius: 8px; margin: 8px 0; background: var(--bg); }
.faq summary { padding: 12px 16px; font-weight: 600; cursor: pointer; }
.faq details p { padding: 0 16px 14px; margin: 0; color: var(--ink-2); }

/* forms */
.tool-form { display: grid; gap: 14px; background: var(--bg-warm); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; margin: 18px 0; max-width: 560px; }
.tool-form label { display: grid; gap: 5px; font-weight: 600; font-size: .9rem; }
.tool-form input, .tool-form select, .tool-form textarea { padding: 11px 12px; border: 1px solid #cbd5e1; border-radius: 8px; font-size: 1rem; font-family: var(--font); background: var(--bg); }
.tool-form input:focus, .tool-form select:focus, .tool-form textarea:focus { outline: 2px solid var(--brand); border-color: var(--brand); }
.result { border: 1.5px solid var(--brand); border-radius: var(--radius); padding: 18px; background: var(--ok-bg); }
.result h2 { margin: 0 0 10px; }
.result table { background: transparent; }
.result td { border-bottom: 1px dashed var(--ok-line); }

/* apply funnel */
.apply .stepper { display: flex; gap: 4px; margin: 10px 0 4px; flex-wrap: wrap; }
.apply .stepper span { font-size: .78rem; padding: 4px 10px; border-radius: 999px; background: var(--bg-warm); border: 1px solid var(--line); color: var(--ink-3); }
.apply .stepper span.on { background: var(--brand); border-color: var(--brand); color: #fff; font-weight: 700; }
.consent .chk { display: flex; gap: 10px; font-weight: 400; align-items: flex-start; background: var(--bg); border: 1px solid var(--line); border-radius: 8px; padding: 12px; }
.consent .chk input { margin-top: 4px; min-width: 18px; height: 18px; }
.consent .chk span { font-size: .88rem; color: var(--ink-2); }

/* offers */
.offer-card { border: 1px solid var(--line); border-radius: var(--radius); margin: 16px 0; background: var(--bg); overflow: hidden; }
.offer-card.demo { border-style: dashed; }
.offer-head { display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; padding: 16px 18px 8px; }
.offer-head h2 { margin: 0; font-size: 1.25rem; }
.tag-demo { background: #7c2d12; color: #ffedd5; font-size: .7rem; padding: 2px 8px; border-radius: 4px; font-weight: 700; }
.offer-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 1px; background: var(--line); border-top: 1px solid var(--line); }
.offer-grid > div { background: var(--bg); padding: 10px 14px; }
.offer-grid span { display: block; font-size: .72rem; text-transform: uppercase; letter-spacing: .04em; color: var(--ink-3); }
.offer-grid .hl { background: var(--ok-bg); }
.offer-foot { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 14px 18px; border-top: 1px solid var(--line); flex-wrap: wrap; }
.offer-foot form { margin: 0; }

/* related */
.related { margin-top: 2.5rem; border-top: 1px solid var(--line); padding-top: 1rem; }

/* footer */
.ftr { border-top: 1px solid var(--line); background: var(--bg-warm); margin-top: 40px; padding: 36px 0 0; }
.ftr-grid { display: grid; gap: 28px; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); }
.ftr h4 { margin: 0 0 10px; font-size: .8rem; text-transform: uppercase; letter-spacing: .06em; color: var(--ink-3); }
.ftr a { display: block; color: var(--ink-2); text-decoration: none; font-size: .9rem; padding: 3px 0; }
.ftr a:hover { color: var(--brand); }
.ftr-legal { grid-column: span 1; }
.ftr-legal p { font-size: .78rem; color: var(--ink-3); margin: 0 0 10px; }
.ftr-bottom { border-top: 1px solid var(--line); margin-top: 24px; padding: 14px 20px; font-size: .8rem; color: var(--ink-3); }

@media (max-width: 720px) {
  .hdr-in { gap: 12px; }
  .nav { gap: 12px; }
  .hdr .btn-cta { padding: 8px 12px; font-size: .85rem; }
  .hero { padding: 34px 0 28px; }
  .offer-foot { flex-direction: column; align-items: stretch; }
  .offer-foot .btn { text-align: center; }
}