UPI Autopay (यूपीआई ऑटोपे)
UPI Autopay lets you set up a recurring payment mandate directly inside a UPI app such as GPay, PhonePe or Paytm, which lenders use to auto-collect EMIs. Setup takes a minute with your UPI PIN, and you can pause or revoke the mandate from the same app.
Worked example
You approve a UPI Autopay mandate for your ₹2,950 monthly EMI (total repayment ₹17,700 over 6 months). On each due date the amount debits automatically, with a pre-debit notification at least a day earlier as per NPCI rules.