Check offers
KredBaba is a Lending Service Provider (LSP), not a lender. Loans are provided only by RBI-registered NBFC partners. Checking offers uses a soft bureau pull — zero CIBIL impact. We never charge borrowers.
⚠️ DEMO ENVIRONMENT — offers shown are illustrations, not real lender offers. Do not enter real personal data.

How we rank offers

Every offer list on KredBaba is sorted by one metric, disclosed here:

Lowest total cost of credit (interest + processing fee + GST) for your requested amount and tenure; ties broken by faster disbursal SLA.

What that means concretely

For your requested amount and tenure we compute, for every matching partner: interest + processing fee + GST = total cost of credit in ₹. The cheapest total cost ranks first. If two offers tie, the lender with the faster stated disbursal SLA ranks higher.

What never affects ranking

  • How much a partner pays us (see How we make money)
  • Whether a partner pays us at all
  • Any commercial relationship, ever

Consistency

The matching rules are versioned (current: mv1.2026-08-23) and deterministic: the same inputs always produce the same offers, as the RBI's multi-lender digital-view rules require. When we change matching logic, the version changes and this page is updated.

What you'll also see

Alongside matched offers we list the partners that did not match and the category of reason (income below that lender's minimum, amount outside range, and so on) — so you know who declined, not just who accepted.